Life and Finance

If I am to describe myself as an investor now, I will probably be an index investor. It has since been about 9 months ago that I subscribed to Invest-Saver. There were a couple of reasons that got me started.  Firstly, I wanted to get started with stocks, secondly, learn about investing with a small capital and lastly, to discipline myself financially.  9 months on, how did it fare?  Dollar-Cost Averaging $100 goes into the RSP monthly, except for June's amount of $200.  Total Investment Costs and Cumulative Portfolio Value as of 30 July Capital Gains/Losses as of 30 July There were dividends of $2.93 in January and $10.59 in July.  Total Return is $17.64 as of 29/7/16 which includes the dividends minus the commission costs. ( Note that a few months back, the STI was really volatile and Total Return was negative, so it isn't all rosy always). Current share price stands at 2.93 as of 29/7/16).  I am going to continue this pl...

No, I am not talking about the rise of artificial intelligence but rather on how we folks today are increasingly gluing our faces onto our smartphones.  Singapore is ranked the highest globally in mobile penetration rate, read this  here . Well, we do see almost everybody using a smartphone here, so much so that there are rising cases of zombies. In South Korea, authorities have tried to mitigate their  smartphone zombies  apocalypse.  Photo from Asia News Network Now, if you are reading this post while crossing the road, I suggest you put your phone into your pocket. If you are walking down the stairs from the train platform, please put away your phone. The rise of the smartphone zombies There were a few cases, whereby the person in front of me was watching a drama show, and she was so slow in walking down the stairs that everybody behind me was obviously annoyed. There were another instance, where I tapped on the shoulde...