Life and Finance

I first came across this promotion shared by a financial blogger. This promotion was actually on the bank's page for quite awhile.  I was excited. Like any typical Singaporean, I love freebies. Let's be realistic here. It's not some goodie bag, but actual cash. Sounds too good to be true? In this case, it is. The requirements are so simple. If you already have existing savings that you won't need for 6 months, you can just open it. I decided to open the eMSA account.  Sharing is caring. So I shared this with my friends. Mehh , it's only $20, the money dries up in one to two days anyway. But if we paid more attention to it?  Putting things into perspective Huge thanks to fellow blogger  Foolishchamelon  and a reader who contributed the return in percentage terms. It is a 2.2% p.a return for $1800 at the end of 6 months!  So I tried to put it across to my friends. I don't get anything from this, so why try? Pretty much inspired by other blo

This book, by Mr Lee Kuan Yew, is one of my most loved books. While I should just share my thoughts after reading it, I want to also pen down the reason why I picked it up.  In March '15, I went to Taiwan for a graduation trip with my friends. On the way to the hotel, upon knowing who we were, the taxi driver initiated a conversation about Mr Lee Kuan Yew. "It is the luck of Singaporeans to have him as our statesman and his achievements in bringing Singapore to where it is today", the driver explained.  We nodded in agreement, for we knew that he played an important role but it was also at that point that I realized our generation knew little about this man. We learnt about his death the next day, 1 day into the trip. During a homestay with some Taiwanese, they brought up Singapore's efficiency in acting quick as compared to their country. Singapore isn't perfect, but hearing these praises about LKY, I can't help but feel grateful as

On a lazy Sunday, I aim to write about topics which I feel strongly about. There's just one problem, however. Right now, I have about 4 blog posts to write about. I have written numerous drafts and then deleted them. I did a mindmap for one topic, then went on to another topic because I was stuck in the first. It was like the days in secondary school where I wrote essays for the English paper. I crumpled and threw away easily 7-8 sheets of foolscap paper into the bin. It took an entire night easily. I had hits and misses, some really good and some just plain shitty. I will admit I am horrible in just doing one thing at a time. I want to do everything at once, doing very little to nothing in the end. This toxic behaviour pretty much carried me through my polytechnic education as well. It isn't easy to deal with the feeling at the end of the day that I could have better spent my time. I told myself that I wanted to learn a new language since last year and I have yet to ta