Life and Finance

Meet Kinokuniya and Books Depository.  The former has physical brick-and-mortar and online stores while the latter is solely an online retailer.  For all the book lovers out there, I am sure these are some of the places we go in order to satisfy our book cravings. Kinokuniya was where I picked up my first book on investing. I summarised some of my thoughts on that book here . Since then, I have bought at least 6 other books on investment and other genres that cost at least $200 in total from Kinokuniya.  Book lovers should also know that Kinokuniya is not the cheapest for pricing. I came to know Books Depository  recently, and boy is there a huge difference in price.  Let's compare an investment book, say  Common Stocks and Uncommon Profits and Other Writings.  On Books Depository : $18.56, original price: $30.03  On Kinokuniya : $37.40, member's price: $33.66    If we are to compare prices only, then we h...

Too expensive. A waste of money. I don't need insurance. I don't know how much I'm covered. My parents bought insurance for me and handles it.  These are just some of what people say. I've had some friends who said that when the topic is broached.  Insurance isn't easy to understand at all!  So many policies, so many insurers.   To be honest, I'll still choose to let my parents handle it all. But I'm no longer a little boy. I took it upon myself to understand all my policies that my parents bought and which are the policies that I bought on my own. As to how it really started, other than me turning 21, it was also partly due to me wanting to know what I am actually buying.  So it is time to look into the policies I have. Readers who know more about insurance, feel free to correct me on any point. Gladly appreciate it!  Life Insurance CPF Dependents Protection Scheme Covers every CPF member from 21 years old and insures $46,000 in eve...