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2017 Dividend Income and current Portfolio

In October last year, I tabulated my investing portfolio for the first time and wrote about it here: My portfolio at 23 years old. I started investing because I wanted better returns on my extra cash(it's not the cash in my emergency funds) than just leaving it inside the bank account while I was going to be in National Service. I did not start investing because I wanted dividend income but as I read on, I was inspired by the financial bloggers in Singapore. So how much did I receive for 2017? 


CDL Hospitality Trusts: $66.10 
CapitaMall Trust: $44.56 
Nikko AM STI ETF: $46.35 

Total dividends: $157.01
Average dividends per month: $13.08

The dividends are currently kept in my CIMB FastSaver bank account with 1% p.a. I will be buying the Singapore Savings Bonds(fully backed by the Singapore government) with the dividends along with some of my emergency cash to obtain a slightly higher return while still maintaining flexibility. 
Screen-grab from the Singapore Savings Bonds website
Update: I should point out that there is a $2 transaction fee if you redeem the bonds early. Go to the website to find out more: Redemption

Current Portfolio
Stock
Shares
Current Market Value 
(12/1/2018) 
Return (dividends and capital gains/loss) 
CDL Hospitality Trusts
800
$1432.00
+$391.30
CapitaMall Trust
400
$824.00
+$94.54
Singtel
600
$2160.00
-$64.00
Nikko AM STI ETF
686
$2468.37
+$437.66


$6884.37
+$859.50

Comments

  1. Hi there, the NIKKO AM STI ETF under POSB's invest saver RSP is unable to reinvest dividends received? Or am I wrong?

    ReplyDelete
    Replies
    1. Hi,

      You are not wrong. I have tried reinvesting before and I was unable to do so.

      Another blogger covered it in 2015 in the update in pink:
      http://gotmoneygothoney.blogspot.sg/2015/05/posb-invest-saver-40-re-invest-dividends.html

      However, the last time I tried was more than 2 years ago, I am not aware of any changes, if there are any currently. You will need to call POSB for confirmation!

      Regards
      K

      Delete

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My portfolio at 23 years old

It has been a little over 2 years ago that I started reading into stocks and bought a few stocks. As a university student now, I lack the financial capital as before and priorities are now different. As such, I don't find myself trying to read as much as before, but I'm glad the habit of reading the posts on thefinance.sg has stuck with me. 

So these are my current stocks: 


Stock Shares Current Market Value  (19/10/2017)  Return (dividends and capital gains/loss)  CDL Hospitality Trusts 800 $1296.00 +$255.30  CapitaMall Trust 400 $820.00 +$75.44 Singtel 600 $2250.00 +$26.00 Nikko AM STI ETF

Value-for-money: Kinokuniya or Booksdepository

Meet Kinokuniya and Books Depository. 

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